How Can We Help?
Banking Your Way
Citizens Bank & Trust offers true community banking that does
everything the big banks do, we just get to know you. We're there
when you need us, conveniently across the desk, not across state
lines. We work hard to provide safe and convenient banking that
makes your life easier.
I've been using this bank for seven years and they have provided me with nothing but great service. Their staff is friendly and always helpful. I love how they remember me even though I don't go in often. Could not recommend this place more!
—James S.
Still amazed at how much customers love this bank and how ingrained Citizens and its employees are in the community. It is easy to see how the two complement each other. Community + Commitment from local bank = A True "Community Bank"
—JC
They greet you with a smile and with your first name. They treat you like family, not just an account number.
—Helen S.
I have been using Citizens Bank & Trust since 2003. They have always gone out of their way to help with any situation I have come across.
—Kary N.
MOBILE BANKING
Citizens gives you the power to
bank anywhere, anytime. Keep
track of your finances through a
tab on a browser - or an app
on your mobile device. We keep
you moving at life's pace and
allow more time to do the
things you enjoy most.
Citizens Bank & Trust has been serving North Alabama since we opened our doors in 2003.
Our Customers Say It Best
Our roots are in North Alabama, and they're deep. We've been helping people and small businesses in the area since 2003. Our experience has taught us that our communities grow when we do more than just cover your needs. So we work hard to ensure you have personal service to help - we go above and beyond, because we know how much money touches your life.
Banking
Close-To-Home
Larger banks can make you feel rather small. At Citizens Bank & Trust, you’re more than just another checking account or loan number. As a true local bank, we’re proud to be of the community, not just in it. We offer products and services that are customer-focused, from excellent personal checking options to complete business banking services that compete with the national banks. And, you can always count on your service being delivered with a friendly smile because our employees are your neighbors.
You’re More than an Account Number
Give us a call or visit your local branch to learn
how we do banking better.
Open your new Citizens Bank & Trust account(s) in
minutes at your local branch - or apply online.
Experience the big difference a community bank
can make in your personal and business life.
We Started Local and We've Stayed Local
Big banks can leave you feeling small, like just another checking or savings account in their vault of many. Citizens Bank & Trust comes with the same advanced banking services as bigger banks but with the service to match. We value each of our customers, get to know them, and take time to meet. Our products and services are tailored to you, and offer plenty of flexibility. Plus, being a community bank, we’re always close by and around to talk about money or other matters when you need to. Create an account with us and experience what a better banking experience is like.
See How a Small Bank Makes a Big Difference
Whether you need a loan, a better bank card or you’re looking for a new bank altogether, let’s talk about what’s important to you. We work hard to deliver big satisfaction on every aspect of your banking experience, so please get in touch to let us know how we can help you.
Let's Start the Conversation
You’re Just 3 Steps Away From a Better Banking Experience
Simplify Your Life
with Better Banking
With a wide range of
account options, you get to
choose what's right for your
business. We work with you
to make your banking
relationship work hard for
your business.
BUSINESS BANKING
Citizens Bank & Trust comes
with the same advanced
banking services as bigger
banks, but add personal service
that makes banking a pleasure.
Make the switch today and
enjoy the big difference a small
bank can make.
PERSONAL BANKING
Banking is where life and livelihood meet. If you’ve been thinking about making a switch in that department, bank somewhere that values, and is there for, you.
With a Citizens account, you have all the perks of modern banking paired with customer service you deserve. It’s simple and easy to do, like our services.
Start Banking Better
Once a Citizens member, you have access to banking products and services made for you, with helpful people to boot. Experience what our bank has to offer.
You’re Just 3 Steps Away From a Better Banking Experience
Convenience plus tailored services to fit your needs
The Spirit of Citizens
See where our passionate employees are volunteering in your community!
Talk to a local banker when you call any of our offices.
Loan Production Offices